Facing Home Foreclosure?

Know Your Options!

Participate in the Court-Approved Residential Mortgage Foreclosure Mediation Program!

This court-approved foreclosure mediation program brings residential homeowners in Orange County and lenders together, with a trained, impartial mediator to try and help the parties reach a fair, negotiated agreement to the foreclosure case.

Do I qualify to participate in this program?

For more information, call 407-649-1833, or download the documents below.

• Homeowner's Information (English)
• Program Flyer (English)


• Homeowner's Information (Spanish)
• Program Flyer (Spanish)


• Homeowner's Information (Creole)


• Homeowner's Request to Participate


• Exhibit 6


• Federal Trade Commission (FTC)
• FTC General Information
• FTC Mortgage Assistance Relief Scams
• FTC Mortgage Loan Audit Scams

There is NO CHARGE to Participate in the Program. *

The services and benefits you will receive include:

• Step-by-step instructions on how to proceed through mediation.
• Valuable budgeting and credit counseling.
• Contact information for the lender and no more endless voicemails.
• Education on what documents are needed for mediation and how to obtain them.
• Information on Legal Aid and other options for obtaining legal representation before, during, or after the mediation. (Hiring an attorney is optional and is at your own expense.)
• A meeting with the lender's authorized representative at the mediation session.
• Assurance that you have explored every option, such as loan modifications, refinancing options, short sales, and other ways to avoid foreclosure.
• Complete confidentiality.

* If the homeowner is able to reach a settlement, the cost of the program may be added by the lender to the cost of the loan.

If you need additional information, please call 407-649-1833.

The Residential Mortgage Foreclosure Mediation Program was created by the Ninth Judicial Circuit Court and is managed by the Orange County Bar Association.